The Mission: Modernizing the financial backbone. For the last three years, I haven't just been "managing portfolio". I’ve been leading a massive infrastructure overhaul – replacing our legacy systems with a custom-built credit management engine.

• Building the Core: Implementing a new information system that handles the full client lifecycle. It’s the foundation for our future scalability.

• Internal UX: We redesigned back-office workflows to cut down manual admin work. If the system is annoying for employees, the customer eventually suffers too.

• Compliance by Design: Instead of retrofitting rules later, we built regulatory checks directly into the system flow.

The Hero Project: Launching Monefit This wasn't just a management role, it was a building role. I took Monefit from a whiteboard concept to a market leader.

• Hands-on Building: I worked directly with the IT team and the Group Board to architect the automated onboarding flow and product logic.

• Exponential Growth: As a Board Member, I designed the marketing and sales strategies that scaled the business volumes multiple times over, month-on-month.

• P&L Responsibility: Managed the balance between aggressive growth and portfolio quality.

Earlier role in Creditstar Group AS: CEO of M-Kindlustus. Managed a digital-first insurance brokerage where we focused on innovating the buying process and combining digital sales with human advisory.

The Foundation. This is where I learned how banking and insurance actually talk to each other.

• Bancassurance (SEB): Managed the cooperation between the bank and insurance units. My job was to make insurance a natural part of everyday banking conversations.

• Network Leadership: Trained and motivated the nationwide teller network to execute complex financial sales.

• Going Digital (ERGO): Pioneered the shift from paper-based sales to early e-commerce channels.